6 Steps To Get Out of Debt

Getting out of debt is not easy, but anyone with a steady income can rearrange their finances to get their debt out of control. It takes discipline and patience to get rid of debt, but the benefits of being debt-free make the process well worth it. Be prepared to contact financial professionals and scour the Internet for the resources you will need as you work to get out of debt in 10 steps or less.

1. Lower Your Credit Card Debt

The easiest way to lower your credit card debt is to re-evaluate your credit cards and start retiring some of them. Do you really need that department store card that you have not used in years? Probably not, but you still have a balance on it and that balance is dragging your finances down.
You can hire a professional debt consultant who can help you to do a couple of things to get your debt reduction program started. Your consultant can call your creditors and simply ask for lower interest rates on your cards. Sometimes it works and sometimes it doesn’t, but you never know until you try.
The next thing a consultant can do is take the cards you never use anymore or never want to use again, consolidate them together, and then help you to find a way to pay those balances off. In most cases, a consolidation loan will lower those combined monthly payments and help you pay that debt off in less than five years.

2. Make A Budget

Developing a personal budget is not nearly as intimidating as it sounds because there are plenty of resources online to help you. You can find spreadsheets and budgeting advice online that you can use to create a balance between your monthly expenses and your income. When you see your bills and your paychecks written down side-by-side, it becomes much easier to plan your spending and preserve your money.

3. Cut The Waste

When you start using online resources to create a budget, most will recommend that you track your spending for one month to develop budget numbers for things like food and entertainment. This is your golden opportunity to cut out expenses that are costing you money each month and putting you deeper into debt.
As you track your expenses, you can see how much that $5 cup of coffee that you have each day on the way to work adds up to every month. You can also see how much buying your lunch from a restaurant each day costs you. By doing some proper budgeting, you will be shocked at how much money you will save by bringing your own coffee and bagging a lunch. Do you also need a landline phone and a smartphone? Cut out one of them and watch your debt drop even further.

4. Focus In On Your Debt

Now that you have created a budget and cut out spending waste, you can see just how much money you have each month to address your debt. That consolidation loan is saving you a couple of hundred dollars a month that can also be put towards paying off your debt and living debt-free.

Start budgeting your extra money to go towards paying down your credit cards that have not been consolidated and paying off that consolidation loan early. You can also start applying a little extra cash each month to your care loan to have that paid off quicker as well. As you start applying extra money to your debt areas, you will see your debt shrink and your available money each month increase.

5. Start Living On Cash

Once you have everything under control, it is time to start saying goodbye to your credit cards and start living on cash. If your cable company takes your monthly payment from your credit card through your online account, then get a debit card from your bank and replace the credit card so that you are paying your bill in cash every month. Stop using credit and start using cash to really put a dent in your debt.

6. Start A Savings Account

Take a percentage of your pay each month and put it into a savings account to collect interest and be there when you need it. After a few months of savings, you will be able to pay for that new transmission in cash and avoid running up more of your credit card bills.
Being debt-free is not easy, but it is worth it. When you start making better decisions with your money, you will start to feel the relief that comes from knowing that financial disaster is no longer around the corner.

How to Maintain Your Good Credit Score

Today, maintaining a high credit score is one of the most important things you can do to increase your financial security. Not only does your credit score impact your ability to obtain loans, but it can also be used by employers to gauge your ability to make sound financial decisions. Additionally, poor credit ratings lead to higher interest rates which can add up to tens of thousands of dollars over long-term loans. While credit scores are determined by multiple factors which can sometimes be confusing to understand, it is possible to increase your score by following these five easy steps.

Analyze Your Reports

The first step toward increasing your credit score is to get informed. According to the Federal Trade Commission, each of the three main credit reporting agencies must provide consumers with one free credit report each year upon their request. Get a copy of your report and study it carefully to identify the positive and negative accounts listed on your report. If necessary, consult with a financial advisor who can help you make sense of it all so that you can make the proper changes to boost your score.

Dispute Inaccuracies

Inaccurate information listed in the report is one of the most common causes of a surprisingly low score. Check your report for any outdated accounts that are over seven to ten years old which should have been removed. Then, identify any accounts that contain erroneous information such as balances that have not been reported as being paid in full. Also, be on the lookout for accounts that do not belong to you which could be a sign of identity theft. If you can prove that you never authorized these accounts, then they can also be removed from your report.

Add Positive Accounts

Many people avoid opening lines of credit out of the concern that it will negatively impact their score; however, no positive reporting information can also contribute to low ratings. For this reason, you may need to open a small line of credit that you can use to demonstrate a regular history of repayment. Additionally, keep in mind that you may have positive accounts that have gone unreported. Utility companies, cell phone services and internet providers will often report your payment history to credit agencies at your request so that you can benefit from making consistent payments.

Diversify Your Credit

Your ability to manage multiple lines of credit and different types of accounts can also play a role in how your score is determined. Lenders prefer to know that you have successfully handled credit cards, installment plans and both long and short-term loans. If you find that you only have one type of credit on your report, then adding some diversity to your history can bring your scores to a new level. Just make sure to make prompt payments on any new accounts so that it can build your score up over time.

Pay on the Reporting Date

Everyone knows that paying by the due date is essential to avoid having a negative report bring down their score, yet many people proudly pay off their debts each month and still see very little change in their score. This is because the lender’s reporting date may occur before the debt has been paid in full. This means that each month, the credit report will still show a balance owed. To correct this, simply contact your lenders and ask when they make their reports. Then, adjust your payment schedule to ensure that the next reporting shows a zero or low balance.

When it comes to increasing your credit score, sometimes the smallest of changes can make a huge difference. From disputing inaccurate information to knowing when to pay your debts, you can start now to implement strategies that will increase your score and ensure your future financial security.

Credit Card Minimum Payment Calculators

Finding out how long it will take to payoff credit card balances by making the minimum payment can be helpful. Credit card minimum payment calculators, which can easily be found on many finance websites, are intelligent tools that are designed for account holders who would like to do just this. These calculators are convenient and easy to use. By simply entering in a few pieces of information and pressing the calculate button, users are able to calculate how much money they will be paying over a specified period of time payoff their accounts. Read on, and find out what information must be provided on credit card minimum payment calculators and what details these calculators will display.

What Information Must Be Provided?

A credit card minimum payment calculator has blank fields that must be filled in before the calculator can get to work. While the formulas to calculate payoff details can vary based on the information the calculator was programmed to provide, most of the reliable tools that can be found on the Internet are similar. Users should be prepared to provide details on each credit card separately. It is typical to be asked to provide current credit card balances, Annual Percentage Rates, and the minimum payment required by the credit card provider (in percentage form). It is extremely important for users to gather all of these details prior to sitting down to use the tool. The more accurate the data, the more accurate the calculations will be.

What Type of Information Will the Calculator Display?

Not all calculators are the same, but a majority of these calculators will give you information on the total payments and the time it will take to payoff the balance of the card. Other details that will be provided by the tool, like charts and graphs, will depend on the individual calculator that is used.

Total payments calculations will include the principal and the interest total if the account holder were to pay the minimum percent of their outstanding balance each and every month until it is paid off. The balance payoff is the number of months the account holder will be paying down their outstanding balance if they do not use the credit card at all as they are paying down their existing debt. If a card is used during the balance payoff period of time, another calculation will need to be made so that they results are as accurate as possible.

Benefits of Using Credit Card Minimum Payment Calculators.

Credit card minimum payment calculators can be used for a variety of different purposes. Users can turn these convenient tools into self-help tools that will motivate them to pay more than the minimum amount due each month to reduce their debt and their total payments. The tools can also be used by individuals who are creating a debt payoff plan and who would like to map out how long it will take to get out of debt. The tool can even be used as an incentive not to use credit cards to pay for essential expenses or luxuries. Ultimately, these free and intelligent tools can be used by debt-conscious credit card holders who are serious about tackling their debt.

5 Ways To Raise Your Credit Score In 2015

A strong credit rating is desirable for many reasons. It encourages lenders to approve your loan applications for a car, a new home, or a vacation, for example. A good score also keeps pesky bill collectors away. If your credit rating could be better, here are four ways to raise your credit score in 2015.

Pay bills on time.

Probably the most important way to get a good credit score is by paying bills when they are due. Keep an eye on the due-dates as bills come in, and make sure you make a payment before it comes due, remembering that mailed payments may take a few days to arrive and be processed.

Let creditors know if you will pay late.

Sometimes circumstances make a late payment or even a missed payment unavoidable. When this happens, contact the credit before the due-date to explain the situation. Chances are a note will be posted to your account so that your credit isn’t affected. Just be sure to resume regular payments on time as promised.

Avoid new debt.

Don’t open up more credit accounts unless it becomes necessary. Generally, credit can be avoided by paying with cash or check and following a budget. Credit cards used for unnecessary items like restaurant meals, travel, or hobbies should be avoided.

Use credit appropriately.

While making monthly payments on your current debt, try to pay a little extra to eliminate accounts with smaller balances. As they get paid in full, apply that payment amount to another credit card, along with its regular payment, to increase the amount paid toward the balance each month. Soon you can eliminate all credit balances. However, even after paying off your credit cards, you should keep one or two lines of credit open for emergency use as well as to maintain a good credit standing. Having no credit cards may be interpreted as being a bad credit risk.

Check credit reports for errors.

Anyone can get free credit reports and score ranking by requesting them. When you receive the reports, review them carefully to make sure they are accurate and up-to-date. If you find discrepancies, report them immediately. Check your credit standing each year, keeping in mind that possible creditors will be checking it when you apply for a loan or credit card.

Improving your credit scores is not difficult. Following a few basic steps like these will keep it in good shape for when you really need credit.

Cell Phone Service Providers

The big four have the national infrastructure of built out networks offering LTE speeds and capacity. The six larger virtual network operators include Cricket, U.S. Cellular, Boost Mobile, Metro PCS, TING, and Consumer Cellular. These ten providers supply phone services to a large portion of the US market. Cell phone providers offer a range of services and equipment that shape the users experience in important ways. Providers provide cell service at the speeds and bandwidth needed to have instant downloads and seamless streaming of content. They provide the top and mid-range cell phones to consumers and engineer them for compatibility with the systems, and they guarantee extensive coverage areas. Many offer flexible plans to cover families as well as individual users.

The top providers are Verizon, T-Mobile and Sprint

Verizon is rated as the top performer based on its overall coverage, speeds, reliability, and high levels of customer service. T-Mobile scores remarkably well in every category except rural area service. This system weakness affects some users and would severely limit the usefulness of the service. Sprint rates just behind Verizon with low prices and a steady set of infrastructure and operational improvements on the past two years.
Coverage and quality are important features of cell phone service providers along with Pricing and fees. Plans are often unclear because they tend to understate important details such as charges and penalties. Providers still emphasize their preferred values of phone selections, coverage, and unique features. Consumers focus on price and value. Plan features matter to consumers as much as choices of devices. Each has a direct effect on the usefulness’ of the service. Unlimited data promises, in reality, are systems that throttle users after a certain level of data per month. Throttling slows the user’s speed. Upgrading to new phones on an annual basis also adds an extra monthly charge. Device selection can confuse consumers since there are special arrangements with phone makers and cell providers. Apple, HTC, and Samsung phones are nearly always available at all of the leading carrier.

All about Getting the Cheapest Cell Phone Plans

Low price is not a good way to assess a cell phone plan because function, equipment, reliability, and coverage matter as much as price. One can save on price and not have the service needed to communicate effectively. When one considers the value and determines that the plans work as intended, then price makes one choice better than another.

Cheapest Family Non-contract Plan

T-Mobile charges were slightly less than Verizon, AT&T, and Sprint. The difference is about $20 per month. T-Mobile has good data service and cheaper roaming options than Sprint. Considering telephone and text service and light use of data, makes Sprint a competitor too. The complicating factors include choices of phones and discounts on phones. Verizon has a slightly stronger network and a much better coverage ratio. For many, the monthly difference would not be a good exchange for the confidence in Verizon’s superior coverage.

Cheapest Prepaid Plan

Cricket ( using AT&T) has the lowest cost prepaid family plan. A family of four would pay $100 per month or $25 per phone for data and voice service. Virgin would be second at $115.00 per month. MetroPCS would be $120.00 with its flagship $30 per month unlimited plan.

Pay as you Go

Tracfone and similar pay as you go phone services offer startups as low as $10. These are not per se low or cheap, but they permit small amounts at start and flexible spending throughout. Consumer controlled spending can be among the cheapest ways to maintain cell phone service.

Special Group

There are free phones for those with demonstrated need. Assurance Wireless offers one for those qualified for Medicaid or other programs for persons at or near the federal poverty line. This lifeline service is important. It recognizes that a cell phone is a key to personal well-being. It connects people with essential services.

Cell Phone Plans for Seniors

Seniors can be people as young as 50 or people older than 65. When considering the term, this article will use both definitions and describe the needs of each group. Cell phones are part of the fabric of life; they let us communicate while on the move and access the internet from virtually anywhere. Almost forgotten in the wide array of services and uses, the cellphone is part of the basic personal security for everyone too. It connects us to emergency and medical services and can even locate us when we are unable to act. The cellphone is part of the freedom to travel as it goes seamlessly from structures to vehicles.

Sixty-Five Plus Seniors

Surveys suggest that people in this age category have widespread use of cell phones. More than 75 percent in this group have them and rely upon them. The data show that this group tends to use cell phones for voice communications and far less for data uses. Seniors who rely on a phone for voice and use it relatively sparely can benefit from simple and inexpensive plans that feature voice and small amounts of data capacity. Two prominent entries are Jitterbug and Tracfone. These can start in the range of $10 and offer pay as you go type fees rather than contracts. These providers give seniors the opportunity to buy by the year, month, or any other set of service days. The equipment can make a difference for seniors. Many have not grown accustomed to the changes in phones and services. Large screens and simple layouts are best for this age group. The plain and simple presentation will work better than counting on intuitive customer actions.

Fifty-plus Seniors

The fifty plus senior group is a demographic that expects to use a cellphone about the way that everyone else does. They will use an extensive amount of voice and data for email and photos. This age group is a mixed picture. Some members are quite tech savvy and make their livings or do business in Information Technology environments. Most fifty-plus cell phone users are active socially, still very much engaged in business and career, and have extended family ties that involve many daily communications. They will need a plan and equipment that accommodates data and extensive use of voice time. Intentional communications are also important to this group talk, text, and data must reach around the globe as do friendships, social, and business needs. This group can benefit from a slightly scaled back phone service. They can use an unlimited voice plan with limited data transfer. Another workable option is an unlimited data plan. This will hold down costs and take advantage of current technology. Skype, iChat, and similar applications permit phone calls anywhere and count as data. For as little as $30 per month, one can have an unlimited voice and data solution.

What to do if the Colorado Floods Damaged Your Car

As Colorado’s flood waters begin to recede the damage numbers continue to climb. Officials estimate property damages will total nearly $2 billion, with damaged or destroyed cars being a large part of this assessment.

If your car was damaged or destroyed by the Colorado flood, check your auto insurance policy. Mandatory liability insurance does not cover flood damage. Only comprehensive, an optional policy, protects against flooding. If you are unsure whether your current policy includes comprehensive coverage, immediately contact your provider to know which route to take next.

What to do if You DON’T Have Comprehensive Insurance Coverage

If you did not purchase comprehensive auto insurance coverage BEFORE your vehicle sustained flood damage, you still have some options for reimbursement. They include:

• Homeowners insurance: Depending on your homeowners coverage plan, your flooded car might be protected under this policy–especially if the damage occurred while your vehicle was parked on your property.
• FEMA: Register with the Federal Emergency Management Agency (FEMA). This helps the government assess how much financial aid to provide to the state. Depending on the circumstances, FEMA might then compensate your damages or loss with financial assistance. Contact FEMA at (800) 621-3362.
• Disaster loans: Apply for a disaster loan with the Small Business Association (SBA). This agency provides low-interest loans to homeowners and renters who lose personal property in a declared disaster, which the Colorado flood falls under. For assistance call SBA at (800) 827-5722.
• Salvage yard: Sell your vehicle to a salvage yard. Call before visiting. If the yard is interested in your vehicle you’ll receive a quote over the phone. By calling various yards, you’ll be able to compare quotes and go with the yard that offers you the most cash.

How to Get Your Comprehensive Insurance to Cover Flood Damage

If you carry comprehensive auto coverage and your car sustained flood damage, here’s what to do:

1. Take pictures: Grab your camera and begin snapping photos of your car. Do this before contacting your car insurance agent. Don’t limit yourself to one or two photos. The more visual evidence the better. Take pictures of the car’s exterior from different angles. And the same with the interior, with close-ups of water line residue left on the doors or dashboard. And don’t forget about photos of the engine and trunk.
2. Contact your insurance agent: After snapping the photos, call your car insurance agent tomake a claim. Due to the magnitude of the Colorado flood, chances are you’re not the first to call. You will need to exercise patience. It might take days, if not weeks, for a claims adjustor to inspect your vehicle. All the more reason to arm yourself with photos.
3. Make good use of your waiting period: Many Coloradans are making similar claims, so make the most of your time while you wait. Perhaps you’ll want to replace your old vehicle, or maybe the damage isn’t too extensive for an auto mechanic or body shop. Call around to local repair shops to see how backed up they are and begin strategizing your next move. That way when your claims adjustor gets back in touch with you, you can quickly act.

If your vehicle is deemed a total loss, the claims adjustor will instruct you to sign the title over to the car insurance company. You will then be issued a check based on the vehicle’s current market value. If you plan to buy a replacement, beware. Unscrupulous sellers might try to pawn off flood-damaged vehicles on buyers. Be sure you order a vehicle history report to check the title history before inking a deal on a new or used vehicle.

DMV Requirements

What type of paperwork will I need to donate my car?
You will need a clear title. Any lien holder listed on the title must be cleared and or released by the bank. This law varies by state. Please refer to the DMV in your state for clear instructions. You can access your state DMV web site from our DMV Links page.

Do I need to remove my license plates?
This law varies by state. Please refer to the DMV in your state for clear instructions. See our DMV Links page to access the DMV web site in your state.

What if I do not have the title?
Contact your state DMV for directions on how to obtain a new title. You can access your state DMV web site from our DMV Links page.

What if the title is not in my name?
Contact your state DMV for directions on how to transfer the title into your name. See our DMV Links page to access the DMV web site in your state.

How do we transfer ownership?
Contact your state DMV for directions on how to transfer the title into your name. You can access your state DMV web site from our DMV Links page.

Do I need to notify the DMV when I donate my vehicle?
Each state has different criteria on how notification is made. Some states require the license plates to be returned to the DMV and other states may require a Release of Liability to be submitted to the DMV. Please contact your State DMV for directions on how to notify the state that you are no longer the owner of the vehicle. See our DMV Links page to access the DMV web site in your state.

Does my title need to be notarized?
Some states do require the title or transfer forms to be notarized, please check with your State DMV office for clarification. You can access your state DMV web site from our DMV Links page.

Tax Deductions

How does the new law effect my tax deduction?
Donors will no longer be responsible for determining the deductible value of their donation. Instead, they will receive IRS Form 1098-C, Contributions of Motor Vehicles, Boats, and Airplanes if the proceeds from the sale exceed $500, stating the amount of the gross proceeds from the sale of the donated vehicle. The amount listed on IRS Form 1098-C will be the gross proceeds of the deductible donation.

Will I get a tax receipt for my donation?
Yes, our driver will issue a receipt at the time of pick-up. This is not your final tax receipt unless the sale of your vehicle does not exceed $500. This initial acknowledgement will indicate your name as well as the year, make, model and condition of the car you are donating. It will be your only receipt if your vehicle sells for less than $500. An IRS Form 1098-C, Contributions of Motor Vehicles, Boats, and Airplanes will be mailed to you within 30 days of the sale stating the amount of gross proceeds received from your car, provided your vehicle sold for more than $500. This will be your tax receipt for your charitable contribution.

How is the value determined on the vehicle donated?
The value is determined by the gross proceeds raised from the sale of the donated vehicle. You no longer have the burden of determining the value yourself.

Does the new law affect the non-profits?
Non-profits will have additional paperwork in reporting the gross proceeds raised from the sale of the vehicle to the donor and IRS. The process of obtaining the cash donation from the vehicle remains the same.

What can I claim as a deduction?
According to the tax law effective January 1, 2005, if the claimed value of the donated vehicle exceeds $500, the taxpayer is limited to the gross proceeds of the sale.

What if my car is valued over $5000?
Effective January 1, 2005, you will no longer be required to have vehicles appraised. The value you may claim will be the amount of gross proceeds received from your vehicle.

The Donated Vehicle

What are the benefits of donating my car to a non-profit?
Non-profits benefit by receiving a cash donation to fund new and existing programs and increase community awareness through local events. You benefit by being able to reduce your taxable income when taxes are itemized. Plus you avoid the costs associated with selling your car. No need to pay for advertising, no loss of privacy and possible security risk, and no need to pay for vehicle registration, insurance, and repairs to keep your car in running condition while you wait for a buyer.

What percentage of the proceeds from my car donation will go to the non-profit organization?
The non-profit organization receives 70% of the net proceeds.

Does my car have to be running to donate it?
In some cases we can take your car, running or not. However, it must have an engine and be towable. Contact a representative at 877-537-5277 to find out if your vehicle qualifies for pick-up.

How long will it take to pick up my vehicle?
We make donating your car as simple and convenient as possible. In many cases, vehicles can be picked up within the same week. Call our representatives at 877-537-5277, or complete our secure online donation form to set an appointment.

Do I need a smog certificate in order to donate my car?
For states that require smog certificates or safety inspections, you may donate your vehicle without these documents.

What if I receive legal notices?
In the rare event that you receive any notification of a lien sale, DMV actions, infractions, evasions or other activity related to your donated vehicle, please contact us at 877-537-5277 immediately for assistance.

The Donation Process

What can I donate?

We accept most cars, trucks, trailers, boats, RV's, motorcycles, off road vehicles, heavy equipment and most other motorized vehicles. If you have any questions about what you can donate, please call us toll-free at 877-537-5277 seven days a week.

Is my donation tax deductible?

Yes! At CARS™ we work with hundreds of non-profit 501 (c)(3) charitable organizations that are classified with the IRS. Individual tax situations vary so please check with a tax professional to determine how you may benefit.

How much will my tax write-off be?

The amount that is tax deductible is the sale price of the vehicle. For more information on tax write-offs, we suggest you review IRS Publication 526 which sets forth the manner in which the IRS requires you to determine the value of your donated property.

What do I need to donate my vehicle?

You will need the title to the vehicle, but if you do not have it, please call us anyway. It is possible that other arrangements may be made. Please call us toll-free at 877-537-5277 seven days a week.

My car hasn't run in years. Can I still donate it?

Yes. We are able to accept most vehicles running or not. Exceptions include older vehicles whose value would not offset the cost of towing. Most vehicles need to be intact and in towable condition. To find out if we can accept your vehicle, please complete our secure online donation form or call us toll-free at 877-537-5277 seven days a week.

Can you pick up vehicles in all 50 states?

We are able to pick up most vehicles in the continental United States.

How is the value of my car determined?

Before filing your taxes, we suggest you review IRS Publication 526 which sets forth the manner in which the IRS requires you to determine the value of your donated property.

How will the car be picked up?

We will arrange to have your vehicle towed away at a scheduled time convenient for you. The vehicle will be picked up by a licensed tow company at no cost to you and will be taken to our sale location.

How long will it take to pick up my car?

We will contact you to schedule an appointment within two to three business days at the most. If you need your car picked up sooner, please call us toll-free at 877-537-5277 seven days a week. We may be able to make those arrangements as well.

How can I contact you to schedule a pickup?

Please complete and submit our secure online donation form or call us toll-free at 877-537-5277 seven days a week.

What do you do with my car?

We have our own sales locations where we evaluate the cars. When it is cost-effective, we make major and/or minor mechanical repairs. We use auction houses to sell the majority of our vehicles. On occasion we may receive a unique or specialty item for which we may use other means to sell the vehicle. Our goal is to ensure that the non-profit organization receives the maximum amount of money for each donation that they receive.

Can I choose a non-profit of my choice?

Absolutely! To date, almost $20 million has gone to non-profits via our program. We are dedicated to providing an avenue for people to support their interests with charitable contributions. You will be donating your vehicle to a non-profit organization of your choice. The non-profit you choose will receive 70% of the net sale amount.

Can I designate a church or organization not listed on your web site?

Yes. Our Non-Profits We Support page shows a partial listing of the non-profits and non-profit organizations that we partner with. If you wish to donate to a non-profit or organization not listed, just fill out this secure Donation Form and include the name and address of your favorite non-profit. Or call us toll-free at 877-537-5277 seven days a week to speak to a representative.

I'm ready to donate. How do I get started?

To donate online, fill out this simple and secure online donation form. To donate by phone, call 877-537-5277 seven days a week. It's that easy!

Where can I find more information about CARS™ ?

We have been providing an avenue for car donations for over 10 years and we are proud of our record of service. We invite you to read about us here on this web site. We also encourage you to visit the official State of California Office of the Attorney General site for Charitable Trusts to view our corporate filings. Please call us at 877-537-5277 with any questions you have about us.